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Funeral Pre-payment Options

The safe, simple way to secure peace of mind for you and your family, with your local independent funeral director.

Our plans provide an easy way to organise your arrangements in advance, specify your wishes and take care of the costs. It's a chance to avoid the rising costs of funerals and gain peace of mind, for you and the ones you care about. A plan can save your family worry and expense, and make things easier for your loved ones at a difficult time. As our plan holders often tell us, it can be a weight off your mind.

We believe that the Independent Way Plus Funeral Plan, which is available only through independent funeral directors such as ourselves, offers you significant advantages over other plans.

Planning your funeral the Independent Way

With the Independent Way Plus Plan, we will make sure that your loved ones will be spared much of the stress and uncertainty of organising a funeral. You'll have specified every detail in advance and taken care of all the costs that are within our control.

A guarantee that covers all our services

No matter how much our services may rise in cost in years to come, once your plan is fully in place, neither you nor your loved ones will be asked for a penny more for them. It's a guarantee that gives you peace of mind. You can be assured that your family will be spared what could be a financial worry.

There are some costs that we are obliged to pay on your behalf. These third party costs, or disbursements, include the charges of cemeteries or crematoria and the fees of clergy or officiants. The amount of this expenditure is not within our control and may require a further payment at the time of need.

A sound financial decision

You select how you wish to pay for your plan and, depending on your choice, your money is paid into the Golden Charter Trust or to one of the UK's leading life assurance companies.

Your wishes fulfilled by a proven partnership

Most people don't want to think about arranging their own funeral, which is only natural. But there is some quiet satisfaction to be gained from putting your affairs in order and reflecting on the most appropriate arrangements.

Many personal decisions have to be made. Your wishes are special - and you can be sure we will carry them out to the letter in association with Golden Charter, a British-owned and run company.

Funeral Directors' services typically include:

  • Professional Fees. These represent a high proportion of a funeral director's costs and include making all the arrangements for cremation or burial.
  • Conveyance of the deceased from the place of death to the funeral director's premises, a chapel of rest or other suitable location.
  • Caring for the deceased and attending to the hygienic preparation necessary to allow the person to be viewed.
  • Advice on the certification and registration of death and related documentation.
  • Provision of a hearse and other funeral vehicles.
  • Advice on bereavement counselling.

A balanced approach to third party costs

The level of third party costs are out of our control. These expenses can include the fees for the cemetery, crematorium, doctors (if applicable) and clergy or officiant. An allowance towards these costs is included within the plan.

Your payment is held with a view to maintaining a level of growth so that, when the time comes, there will be sufficient money within the plan to cover all costs. However, if at the time of the funeral the increase in the third party costs is greater than the growth, we do have the option to ap- proach the family for an additional amount.

Would you like to talk more about it?

We appreciate that the decision to buy a funeral plan is not something to be arrived at lightly. If you'd like to discuss it in more detail, we will gladly meet with you at our premises or in your own home at any time you choose. Alternatively, you may prefer to talk about it over the phone.

If you have any questions, would like more information or are interested in receiving a quotation for a tailored personal funeral plan, please call Philip, Kevin or Carol on 01386 49903.

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